Affordable Therapy without Insurance

Therapy doesn't have to be inaccessibly expensive. We offer affordable low-cost, sliding scale therapy individual, couples, and family therapy, as well as affordable sex therapy and low cost EMDR treatment, all from the comfort of your own home.

Discounted Therapy offered by Master’s Level Students

We are excited to offer our clients reduced rate and accessible therapy sessions facilitated by our clinical interns. You can use this page to familiarize yourself with our intern therapists, and to schedule a free consultation.

Understanding Your Low Cost Therapy Options

Molina Insurance

Our clinical interns are in-network with all Molina plans, including Molina Medicaid and Molina Marketplace plans. Many of our Molina clients have little to no out-of-pocket cost for treatment.

Insurance coverage is available for individual therapy and EMDR therapy only. Couples therapy, family therapy, and sex therapy are considered relational therapy and are private pay services.

Please note:

  • We cannot see Medicare clients

  • We can only accept Molina Medicaid or Molina Marketplace/commercial plans

  • Molina is one of the five Apple Health managed care plans in Washington State

$65-$85 Per Session, Pay What You Can

Our clinical interns offer individual therapy, couples therapy, family therapy, sex therapy, and EMDR therapy for trauma treatment. Sessions are affordable and sliding scale, with rates ranging from $65–$85 per session. We do not require financial screening or proof of income.

Many of our clients have insurance coverage but choose private pay because they have a high deductible, limited provider options, or are seeking couples or sex therapy, which insurance typically does not cover.

The average cost of therapy in the Seattle area can range from $130–$250 per session, which can be prohibitively expensive. We believe therapy should be accessible. If the $65–$85 range is still financially difficult, please contact us to discuss available options.

If you are unsure what type of coverage you have, please contact us and we are happy to help you verify your benefits.

Session Details

Our clinical interns see individuals, couples and families. All  sessions are 53 minutes long, unless otherwise requested- for example, many couples prefer 90 minute sessions. Interns are enrolled in a master’s level graduate program and receive 4 hours of supervision and case consultation per week, including sex therapy specific supervision when applicable. Our practice can work with clients ages 10 and up, depending on the specific therapist, and your insurance coverage. Molina clients must be 19 years or older. 

Couples Therapy

Couples therapy is one of the many services that is not covered by insurance companies, however, relationship issues can have a hugely negative impact on mental health. On average, people wait 6 years in between noticing a problem, and seeing a couples therapist- and by then, it’s a challenge to fix deeply embedded problems. Take advantage of our affordable couples therapy with immediate openings.

Individual Therapy

Therapy creates a space for you to experience healing and progress in a way that can dramatically change your life. Making time for your own personal therapy is not only self-care, it’s essential for many people. Therapy is becoming more and more common, and accessible. Whether you want short or long-term work, our providers are excited to help you live the best version of your life. 

Teen Therapy

It can be extremely difficult to find a therapist for clients under 18. Our interns see kids as young as 10 years old, and have experience working with children in a variety of capacities- we currently have a registered nurse, a former music teacher, and more. Our therapists have the added benefit of being young in their careers, which is important for kids and teens who need to connect with their provider in a different way than adult clients do.  

Note: Molina clients must be 19 years or older.

Family Therapy

Family Counseling is appropriate not only for families in crisis, but also for families who want to increase their ability to communicate effectively, and enhance their relationships. For families who are in different locations, our telehealth counseling can make this treatment more accessible than ever before.

Why See an Intern?

Many people need or want therapy, but can’t afford the high rates that most therapist charge. Others just need to schedule sessions outside of work or school hours. Our internship program makes mental healthcare more accessible to all members of the community.  It also provides mentorship and supervision for the next generation of therapists. Student therapists need 100s of clinical internship hours to complete their degree. By partnering together, we are able to provide therapy services that benefit both the students and our community.

Benefits of Seeing an Intern:

Don’t let their title fool you– interns have the benefit of receiving the latest and greatest education and training in the field of therapy, and typically receive 4-5 hours of supervision per week. They are not burned out, overworked clinicians, working in isolation- they are supported in their work and are very motivated to help their clients. Scheduling a consultation with one of our interns allows you to have a 10-15 minute conversation with them to make sure they are a good match for your needs.

Interns are supervised individually by Brittany Steffen, MS, LMFT, AASECT Certified Sex Therapist, AASECT and WA State Approved Supervisor. She meets with each intern on a weekly basis to consult, supervise, and support each intern’s clinical work. Interns also meet weekly for group supervision with their professors, who are licensed therapists.

Outside of Molina Medicaid/Commercial plans, interns cannot bill insurance for therapy sessions, and should be considered private pay. In rare cases you may be able to get reimbursed for out of network therapy through your insurance, depending on your plan. Intern sessions cost between $65-$85 per session, and are 53 minutes long—90 minute sessions are available upon request, at a rate of $110 per session. Sessions can be scheduled weekly, every other week, or monthly, with reoccurring spots available. Our interns see clients as early as 8:00 am and as late as 8:00 pm, including weekends, and have immediate availability for new clients.

To schedule, look at our intern profiles below, and visit our calendar link to set up your first intake appointment, or email your desired clinician.We encourage clients to schedule a free 10–15 minute consultation to determine whether a particular intern feels like a good fit for their needs and goals.

Looking to Use Your Premera Insurance for Individual Therapy?

At Steffen Counseling Services, we work with a range of insurance options to help make individual therapy accessible. Our licensed and associate clinicians are in-network with Premera plans (including many BCBS and Lifewise plans) and can bill insurance directly for individual therapy services.

Click below to see which clinicians are in-network for your plan or get matched today with a provider.

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